Dutch Health Insurance Law

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    Zorgverzekeringswet 

    Zorgverzekeringswet! Bless you. 

    The zorgverzekeringswet (loosely translated to health insurance law) is meant to make working people pay an extra tax to their health insurance via the belastingdienst. 

    The zorgverzekeringswet is a solidarity law that helps insurance companies pay for medical costs: every tax-payer contributes a small amount, which is usually automatically deducted from your salary, depending on your income. For employees, the tax is 6.70% of your income, to a maximum of €57,232. 

    If you are self-employed, you need to calculate the amount yourself. In 2020, the percentage of health insurance tax you need to pay over profits is 5.45%, over a maximum profit of €57,232 per year. If your profit is €57,232 or higher, you need to pay €3,119.

    However, if the tax authorities receive too much health insurance tax from you, they will refund the excess. 

    For more detailed information, check out this article on the tax authority website.

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